Retail Banking Services

 

•    Automated Teller Machine (A.T.M.)
•    Correspondent Banking
•    Documentary Credits
•    Domiciliation of Bills (Tel, Mobile, Electricity,…..)
•    Deposit Account Services
•    Transfers & Remittances
•    Foreign Exchange
•    Housing Loans (in cooperation with the Public Corporation for Housing)
•    International Trade Services
•    Ameen Loans
•    Kafalat Loans
•    Agricultural Loans
•    Retail Banking and Corporate Banking Loans
•    Financing Small & Medium Enterprises
•    Micro Credit
•    Letter of Credits
•    Letter of Guarantees
•    Visa and Master Cards / Plastic Cards
•    Safety Deposit Boxes

 

Deposits

Whether your need is for a Current / Checking Deposit Account, a Term Savings Account or a Term Deposit Account, Jammal Trust Bank S.A.L provides you with the full range of retail banking services with remarkable convenience.

Saving Schemes

With a minimum sum spared each month you will enjoy the serenity of a confident tomorrow for you and your family. JTB’s Saving Scheme is perhaps the best way to secure a comfortable life after retirement or to provide your child’s college educational needs. The terms and conditions vary per applicant depending on the financial goal, the applicant’s age and the period of the scheme. For expert advice, visit your nearest JTB branch today and let us show you the big financial picture. Our staff will help you build a focused plan and a secure future.

Terms & Conditions

•    Minimum monthly payments vary depending per case

•    The maximum scheme period is limited by the child reaching 18 and the client
      reaching 64 (retirement age).

•    The saving schemes are available in both currencies US$ & LL

•    The flat rate for the US$ Saving Deposit is 5% and for the LL Saving Deposit is 7%.

•    Withdrawal is allowed only after 2 years.

•    Mandatory Life Insurance
     (but available in upfront payment or installments to be included in the monthly payments).

 

Example of Education Plan

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Period is of years	USD 15,000	USD 25,000	Interest Earned
Child is 3 - Monthly Payment	$       58	$        96	5%
Child is 10 - Monthly Payment	$      130	$        218	5%

                                                        

Example of Retirement Plan

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Period of 15 years	USD 50,000	USD 100,000	Interest Earned
30 years old	$          50	$            100	5%
50 years old	$          95	$           190	5%

 

Additional Advantages

At the start of this program, the client will receive a free Maestro Cirrus Card. At the end of the fourth year, you receive a Go Card free of charge for the first year.

 

Payment Cards

JTB offers a variety of cards to suit your payment requirements. From debit cards to charge cards to a range of credit cards, JTB makes your checking account accessible through a wide network of ATMs and Points of Sale in Lebanon and across the world.

Fill in an application form at any of our branches and obtain the terms and conditions according to the card of your choice. Additional cards for your family members can be obtained simply by filling an additional application form.

 

Card Types and Prices

Card	Card Limit	Principal Card Price
MasterCard Platinum MasterCard Gold	$ 35.000 & above           $ 35.000	$ 350             $ 100
MasterCard Standard	$ 5000	$ 50
Web surfer Internet Card	No Limit	$ 12
MCU, debit card	No Limit	$15

 

 Corporate Product

JTB’s targeting of small and medium-sized companies is reflected in the customization of its commercial lending services and solutions and their effective adaptation in helping our clients’ businesses grow and prosper. JTB offers:

•    Correspondent banking services
•    Documentary credits
•    Guarantees
•    Overdraft facilities
•    Project finance
•    Small business loans (Kafalat)